Privacy Policy and Terms of Service for WorldSystemBuilder.com

Effective date: 07/30/2023

1. Introduction
Welcome to WorldSystemBuilder.com ("the Website"). This Privacy Policy and Terms of Service govern the manner in which WorldSystemBuilder.com collects, uses, maintains, and discloses information collected from users (referred to as "Users" or "you") of the Website. This Privacy Policy and Terms of Service apply to the Website and all products and services offered by WorldSystemBuilder.com.

2. Purpose
The purpose of WorldSystemBuilder.com is to disseminate marketing materials, event information, recognition, and business tools related to World System Builder (WSB), an organization comprised of individuals associated with World Financial Group Insurance Agency, LLC (WFG) and World Financial Group, Inc. While World System Builder is not an affiliated company of World Financial Group, Inc., WFGIA, (In California dba World Financial Insurance Agency, LLC.), World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc., nor WFG Insurance Agency of Puerto Rico, Inc. (collectively referred to as "WFG"), it provides services to WFG agents affiliated with the WSB organization. The WSB Headquarters is located at 2099 Gold Street, Alviso, CA 95002, with a phone number of 408.941.1838. The WFG Headquarters is located at 11315 Johns Creek Parkway, Suite 200, Johns Creek, GA 30097-1517, with a phone number of 770.453.9300.

3. Features
WorldSystemBuilder.com offers exclusive marketing materials, event information, recognition, and business tools to members of WFG who affiliate with the WSB organization. The current features of the Website do not allow any user interaction or uploading. Users may read, download, or interact with our software online.

4. Rules and Guidelines
4.1 Eligibility: Users must be active WFG agents, in good standing with the company, and hold valid licenses in any WFG state or province or country.
4.2 Prohibited Activities: Users shall not create accounts for SPAM or use automated means, such as robots, to access the Website. Users shall not engage in any illegal activities or violate the Website's copyright.
4.3 Use for WFG Business: The use of the Website and its materials is solely for the benefit of WSB affiliates from WFG and shall not be used for any other business outside of WFG.
4.4 No Promises of Financial Gain: The use of materials provided by the Website is not promissory and does not guarantee any financial gain. All materials are for internal use only by properly licensed agents or certified individuals, unless otherwise specified in the individual material.
4.5 Copyright Restrictions: Users shall not duplicate or edit any materials without written permission from WSB staff.

5. Intellectual Property Rights
WorldSystemBuilder.com owns all the content on the Website, including but not limited to text, graphics, logos, trademarks, and other materials. Users are granted a limited, non-exclusive, and non-transferable license to access and use the materials for their internal use as per these Terms.

6. Liability
6.1 Limitation of Liability: WSB and WFG shall not be liable for any losses or damages resulting from the use of materials provided on the Website.
6.2 Indemnification: Users agree to indemnify and hold harmless WSB and WFG from any claims or liabilities arising out of the user's use of the Website or violation of these Terms.

7. Information We Collect
7.1 Personal Identification Information: We may collect personal identification information from Users in various ways, including but not limited to when Users visit the Website, register on the Website, subscribe to our newsletter, fill out a form, and in connection with other activities, services, features, or resources we make available on our Website. Users may be asked for their name, email address, phone number, and other relevant information.

8. How We Use Collected Information
We may collect and use Users' personal information for the following purposes:
- To improve customer service: Information provided helps us respond to customer service requests and support needs more efficiently.
- To personalize user experience: We may use information in the aggregate to understand how our Users, as a group, use the services and resources provided on our Website.
- To send periodic emails: We may use the email address to send User information and updates pertaining to their Website account. It may also be used to respond to inquiries, questions, and/or other requests.

9. How We Protect Your Information 9.1 We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Website. 9.2 Our Website uses Secure Sockets Layer (SSL) technology to encrypt data during transmission, ensuring that your personal information is secure when you interact with our site. We also host our Website on AWS Lightsail, which provides robust security measures, including firewalls, regular security updates, and access controls. 9.3 In addition to user contact data, we store information related to your contacts and their activities as part of our customer tracking and CRM services. This data is protected using the same high standards of security, ensuring that both your data and the data of your contacts are handled with care.

10. Sharing Your Personal Information
We do not sell, trade, or rent Users' personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above.

11. Third-Party Websites
Users may find advertising or other content on our Website that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. We do not control the content or links that appear on these third-party websites and are not responsible for the practices employed by websites linked to or from our Website. Browsing and interaction on any other website, including websites that have a link to our Website, is subject to that website's own terms and policies.

12. Changes to this Privacy Policy and Terms of Service
WorldSystemBuilder.com has the discretion to update this Privacy Policy and Terms of Service at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy and Terms of Service periodically and become aware of modifications.

13. Your Acceptance of these Terms
By using this Website, you signify your acceptance of this Privacy Policy and Terms of Service. If you do not agree to these policies, please do not use our Website. Your continued use of the Website following the posting of changes to this policy will be deemed as your acceptance of those changes.

14. Contacting Us
If you have any questions about this Privacy Policy and Terms of Service, the practices of this Website, or your dealings with this Website, you can contact us at the following contact information:

15. Data Storage and Security 15.1 We are committed to safeguarding the data you entrust to us, including the contact data and activity records stored as part of our CRM services. The data is securely stored on AWS Lightsail servers managed by Bitnami, which are configured with industry-standard security protocols. 15.2 Access to stored data is restricted to authorized personnel only, and we regularly review our security practices to ensure they meet current standards. We also employ SSL encryption for all data transmission to and from our Website, adding an additional layer of protection against unauthorized access.

WSB Headquarters: 2099 Gold Street, Alviso, CA 95002.
https://worldsystembuilder.com/pages/contact/

WFG Headquarters: 11315 Johns Creek Parkway, Suite 200, Johns Creek, GA 30097-1517.
https://www.worldfinancialgroup.com/contact-us

Last updated: 08/15/2024

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